Change of address checklist

Change of Address Checklist When You Move

If you are moving homes, you need to notify the US Postal Service (USPS) so your mail can be forwarded to the new address. Additionally, notify the IRS, especially if you are moving across states, so that documents, queries, and refunds are sent to your new address. Update your address with the DMV, Social Security, banks, and insurance companies.

Some address changes take time to process, so it’s important to start early.

Moving to a new state involves a lot of administrative work, and setting up a proper change of address is essential to keep your mail and services flowing smoothly. By following this checklist and staying organized, you can ensure you don't miss anything important as you transition to your new home.

How to do a change of address

With all the packing, logistics, and settling into your new home, it’s easy to forget many things when you're in the middle of a busy move. Creating a checklist to properly change your address helps you track what has been done and what needs to be done. 

A proper change of address ensures you don’t miss time-sensitive matters, like tax deadlines or voter registration, and prevents lost mail or packages. It also safeguards you against legal or financial headaches, identity theft and so much more.

We have compiled an exhaustive checklist of where you need to do a change of address. But first, let’s breakdown how USPS mail forwarding works and how soon you need to submit a request.

USPS mail forwarding

Mail forwarding begins with the request for an address change. When you submit a forwarding request to the postal service (like the USPS), you're entering a new address into their address management system.

You start by submitting a request to the postal service, typically 2 weeks before your move, to forward your mail to a new address. This can be done via the online portal or at the post office. You will also be prompted to choose the duration of the mail forwarding request: temporary or permanent forwarding.

A temporary forwarding is typically used when you expect to return to your old address or only need mail forwarded for up to 12 months. In comparison, permanent forwarding is used when you permanently move to a new address and do not intend to return to the old one. It’s set up for 12 months from the start date, after which it will automatically stop unless you request an extension.

After you request forwarding, the system generates a unique forwarding identifier for your address change. This identifier allows postal workers to track and ensure your mail is rerouted. For instance, when a letter or package arrives at the post office, it is first processed through a machine that reads the address. If the mail is addressed to your old address, but a forwarding request is on file, the system detects the change and automatically attaches a forwarding label to the mail (or, in some cases, prints a forwarding instruction) telling the carrier that the item needs to be rerouted to your new address.

Change of address checklist

Here’s a comprehensive list to help you determine who to notify when changing address, and how to go about it.

United States Postal Service (USPS)

Update your address online through the USPS website or visit your local post office to complete a change of address form. Then, set up mail forwarding to ensure all mail is redirected to your new address.

Internal Revenue Service (IRS)

Update your address with the IRS to ensure that all tax documents, refund checks, and other important notices are sent to your new address. Fill and submit Form 8822 (Change of Address), available on their website. If you're filing taxes, make sure your current address is listed on your tax return. 

Department of Motor Vehicles

Update your driver's license and vehicle registration within 30 days of moving. In most cases, you will need to provide proof of your new address, such as a utility bill or lease agreement.

Social Security Administration (SSA)

If you have an active Social Security number, notify the Social Security Administration (SSA) of your address change. You can update your address with the SSA by visiting their website or calling their toll-free number to ensure that all future correspondence, including benefits checks or notices, is delivered correctly. 

Renter insurance company

Notify your home or renter insurance company of your new address to ensure your coverage remains valid. Preferably, do this before moving so your coverage will kick in upon arrival.

Utilities

Contact your electric, gas, and water companies to arrange for disconnection at your old address and set up service initiation at your new one. Remember to provide the date you want the service to be transferred or canceled, and make sure your new address is listed for billing purposes. This includes sewage and garbage services, which may require you to notify your city or municipal provider. 

Phone, cable, and internet providers

To avoid service disruptions, notify your phone, cable, and internet providers of your address change. Some companies may offer transfer services, allowing you to transfer your existing plans and service packages to your new address. Don’t forget to check for any pricing or plan availability changes in your new area.

Your employer

Update your employer about your move so that they can adjust your contact details, payroll information, and any other administrative records. If you receive benefits such as health insurance or retirement contributions, make sure they are properly redirected and updated to your new address. Your employer may need to adjust your tax withholding forms (e.g., W-4) if your move changes your state or local tax obligations.

Your doctor and health insurance provider

Notify your doctors' offices and any specialists you see regularly of your new address. This will ensure that any appointment reminders, test results, or prescriptions are sent to the correct location. If you’re moving across state line, talk to your doctor about transferring your medical records to new doctors or healthcare facilities in your new state. Additionally, update your health insurance provider with your new address to send any coverage-related information or changes to the correct place.

Financial institutions (banks, credit card companies, loan providers, investments)

Update your address with all of your financial institutions, including your bank, credit card companies, loan providers, and any investment firms. This will ensure that all statements, bills, and financial documents are sent to your new address. 

Be sure to inform loan providers if you have outstanding personal, student, or mortgage loans so that payment reminders and loan statements are received promptly. If you have any investment or retirement accounts (e.g., 401(k), IRA), update your address with those institutions to avoid missing any important notices or account updates.

Magazines and subscription services

Notify magazines or subscription services that send you physical deliveries, such as books or beauty boxes to your new address. For digital subscriptions or services that offer physical and digital content, ensure your billing address is updated to reflect the new one.

Clubs and organizations

Update your address with any clubs or organizations you are a member of (gyms, alum associations, or professional organizations). This ensures that you continue to receive newsletters, event notifications, and membership renewal reminders.

Friends and family

Lastly, don’t forget to inform your friends and family of your new address. This can be done through a simple phone call or email. However, if you would love to receive housewarming gifts, share your new address with your loved ones early so that they can plan ahead.

Change of address checklist after moving

Before and after moving, remember to notify everyone on this change of address checklist to avoid service interruption, remain in good standing with tax agencies, stay on top of health and medical needs, prevent identity theft and fraud, and avoid missed benefits.

You can either print out this checklist or bookmark this page so that you can easily check back to see who you have notified about your address change and who remains.

If you're moving to a new state, check out our Moving Out of State Checklist. We cover everything for moving across state lines and break down every step of the process.